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Your credit score impacts the type of car you can afford. It can even determine whether you actually get a car. We see credit applications every day at Jaguar Greensboro, so our advice can truly help you improve your credit score.

First, always pay your bills in a timely fashion. Almost any business to whom you owe money can file negative credit marks on your credit report. Pay your accounts on time every month. To assist with this task, set up automatic payments whenever possible. As a result, each month, bills will get paid without you remembering to sit down…

The main reason why vehicle owners choose to refinance their car note is that they want to instantly lower the amount they pay each month. In return, they extend the total term of the loan. You may get a lower interest rate when refinancing, but if you don’t, you will pay more in interest over time.

Trading in your car is a good way to get rid of your current vehicle. If you receive more than you owe on the loan, the difference can go towards the down payment on another car or SUV.  

When you are growing up, you can't wait until you are old enough to drive let alone to own your own vehicle. What you do not understand at that age is that the cost of ownership is high. The cost of purchasing a vehicle is just one thing associated with ownership costs. The cost of ownership also requires that the car is scheduled for standard maintenance or that you perform maintenance on the car when something isn't running correctly.